S-723 : Still Just a Bill


Tribal Trust Land Homeownership Act of 2025

This bill sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.

Additionally, the bill sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.

The bill also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.

The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.

Finally, the bill establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

Action Timeline

Action DateTypeTextSource
2026-03-04FloorMotion to reconsider laid on the table Agreed to without objection.House floor actions
2026-03-04VoteOn motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).House floor actions
2026-03-04FloorConsidered as unfinished business.House floor actions
2026-03-03FloorAt the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.House floor actions
2026-03-03FloorDEBATE - The House proceeded with forty minutes of debate on S. 723.House floor actions
2026-03-03FloorConsidered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)House floor actions
2026-03-03FloorMr. Westerman moved to suspend the rules and pass the bill.House floor actions
2025-12-15FloorHeld at the desk.House floor actions
2025-12-15FloorReceived in the House.House floor actions
2025-12-15FloorMessage on Senate action sent to the House.Senate
2025-12-11FloorPassed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)Senate
2025-09-29FloorStar Print ordered on 119-60.Senate
2025-09-03CalendarsPlaced on Senate Legislative Calendar under General Orders. Calendar No. 148.Senate
2025-09-03CommitteeCommittee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.Senate
2025-03-05CommitteeCommittee on Indian Affairs. Ordered to be reported without amendment favorably.Senate
2025-02-25IntroReferralRead twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)Senate
2025-02-25IntroReferralIntroduced in SenateLibrary of Congress

Vote Predictions



Policy Area :

Native Americans
Related Subjects
  • Congressional oversight
  • Government information and archives
  • Government studies and investigations
  • Housing finance and home ownership
  • Indian lands and resources rights
  • Intergovernmental relations
Related Geographic Entities
Related Organizations

Related Bills

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