S-2414 : Still Just a Bill

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The Housing Supply Expansion Act of 2025 aims to modernize the definition of "manufactured home" under federal law to address evolving housing construction methods.

• The Act amends the National Manufactured Housing Construction and Safety Standards Act of 1974 to define a manufactured home as one built "with or without a permanent chassis," removing the previous federal requirement for a permanent chassis.
• To ensure consistent application of this updated definition across states, the Act establishes new certification requirements for state governments:
  • Initial Certification: Within one year (or two years for states with biennial legislatures) of the Act's enactment, states must certify that their laws and regulations treat all manufactured homes—regardless of whether they have a permanent chassis—equally. This includes parity in areas such as financing, title, insurance, manufacture, sale, taxes, transportation, and installation.
  • Annual Recertification: States must submit annual confirmations of their initial certification and affirm that no new state laws or regulations have altered this parity.
  • The Secretary of Housing and Urban Development (HUD) will publish and maintain a list of compliant states.
• Consequences for Non-Compliance: If a state fails to submit the required certifications, it will be prohibited from manufacturing, installing, or selling covered manufactured homes (those without a permanent chassis but meeting the new federal definition and constructed after the Act's enactment) within its borders.
• Additionally, the Act directs HUD to provide model guidance to assist states with these certification requirements and encourages coordination with other federal agencies to ensure consistent treatment of manufactured homes across federal laws.
• The Act clarifies that these changes do not limit existing federal preemption regarding manufactured housing standards.

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