HR-5990 : Still Just a Bill

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The Whole-Home Repairs Act of 2025 (H.R. 5990) aims to improve housing conditions by establishing a pilot program under the Department of Housing and Urban Development (HUD). The main points of the bill are:

• Pilot Program Creation: Requires HUD to create a pilot program that provides grants to implementing organizations.
• Eligible Recipients: The grants will allow implementing organizations to administer whole-home repair programs for:
  • Eligible Homeowners: Those with incomes at or below 80% of the area median income, or those who meet income requirements for specific assistance programs like Medicaid or SNAP.
  • Eligible Landlords: Individuals owning fewer than 10 rental properties with a majority of affordable units.
• Use of Funds: Funds can be used for:
  • Grants to eligible homeowners for repairs.
  • Loans (potentially forgivable) to eligible landlords for repairs on affordable units and common areas.
  • Coordination with other federal, state, and local home repair programs.
  • Workforce training for home repair professions (up to 5% of funds).
  • Administrative expenses (up to 10% of funds).
• Landlord Requirements: Landlords receiving loans must agree to:
  • Comply with federal accessibility requirements.
  • Extend leases to current tenants for at least three years (with exceptions for non-payment of rent or illegal activity).
  • Maintain affordability of units.
  • Cap annual rent increases at 5% or the rate of inflation, whichever is lower.
• Application Process: Implementing organizations must submit an application to HUD detailing their program's geographic scope, subrecipient selection process, coordination plans, and data on housing needs.
• Prioritization: HUD will prioritize applications from states that plan to implement the program in every jurisdiction.
• Reporting: Implementing organizations must submit annual reports to HUD including data on units served, costs, demographics, and compliance with regulations.
• Funding: HUD is authorized to use up to $30,000,000 from existing funds to carry out the pilot program.
• Termination: The pilot program will terminate on October 1, 2031.

In summary, H.R. 5990 seeks to address housing repair needs for low-income homeowners and landlords through a HUD-administered pilot program, emphasizing affordability and program coordination.

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