S-4675 : Still Just a Bill

Protect Act

This bill adds, among other provisions, requirements to the Health Insurance Portability and Accountability Act of 1996 for private health insurance plans with respect to preexisting conditions, guaranteed enrollment, and discrimination based on health-related factors.

Specifically, the bill prohibits private health insurance plans from (1) limiting or excluding benefits covering preexisting conditions; (2) denying enrollment to employers or individual applicants, subject to specified limits; (3) establishing rules for eligibility based on an individual's health status; or (4) requiring an individual to a pay higher premium than similarly situated individuals enrolled in the plan based the individual's health status.

Additionally, the bill prohibits plans from collecting genetic information in connection with issuing health insurance and provides requirements for workplace wellness programs connected to health insurance.

This bill takes effect one day after enactment.

Action Timeline

Action DateTypeTextSource
2020-10-23FloorMotion to proceed to measure considered in Senate.Senate
2020-10-20VoteMotion to table the motion to proceed to the measure rejected in Senate by Yea-Nay Vote. 45 - 52. Record Vote Number: 204.Senate
2020-10-20FloorMotion to proceed to consideration of measure made in Senate. (CR S6318)Senate
2020-10-20FloorMotion to proceed to consideration of measure withdrawn in Senate. (CR S6318)Senate
2020-10-19FloorMotion to proceed to consideration of measure made in Senate. (CR S6051)Senate
2020-10-01FloorMotion to proceed to consideration of measure made in Senate. (CR S6011)Senate
2020-09-24CalendarsRead the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 554.Senate
2020-09-23CalendarsIntroduced in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time.Senate
2020-09-23IntroReferralIntroduced in SenateLibrary of Congress

Sponsor :

Sen. Tillis, Thomas [R-NC]
See Cosponsors

Policy Area :

Health
See Subjects
  • Disability and health-based discrimination
  • Employee benefits and pensions
  • Genetics
  • Health care costs and insurance
  • Health care coverage and access
  • Health information and medical records
  • Health promotion and preventive care
  • Insurance industry and regulation
  • Medical tests and diagnostic methods

Related Bills

See Related Bills