HR-4670 : Still Just a Bill


Simplifying Student Loans Act

This bill phases out existing repayment plans for federal student loans and replaces them with one fixed repayment plan and one income-based repayment plan.

Under current law, a borrower may choose among eight plans for student loan repayment, such as standard repayment, extended repayment, and income-contingent repayment.

The Department of Education must offer all borrowers a choice between the two new plans and allow borrowers of loans made prior to a date certain the option of continuing repayment under their original plan or electing to repay under one of the new plans.

Action Timeline

Action DateTypeTextSource
2019-10-11IntroReferralReferred to the House Committee on Education and Labor.House floor actions
2019-10-11IntroReferralIntroduced in HouseLibrary of Congress

Policy Area :

Education
Related Subjects
  • Administrative law and regulatory procedures
  • Education of the disadvantaged
  • Government lending and loan guarantees
  • Higher education
  • Interest, dividends, interest rates
  • Student aid and college costs
Related Geographic Entities
Related Organizations
  • Department of Education

Related Bills

See Related Bills