S-1642 : Still Just a Bill


Protecting Consumers' Access to Credit Act of 2017

This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

Action Timeline

Action DateTypeTextSource
2017-07-27IntroReferralRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.Senate
2017-07-27IntroReferralIntroduced in SenateLibrary of Congress

Policy Area :

Finance and Financial Sector
Related Subjects
  • Banking and financial institutions regulation
  • Consumer credit
  • Credit and credit markets
  • Federal preemption
  • Interest, dividends, interest rates
Related Geographic Entities
Related Organizations

Related Bills

See Related Bills