Credit Access and Inclusion Act of 2017
This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan.
Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.
| Action Date | Type | Text | Source |
|---|---|---|---|
| 2018-06-26 | IntroReferral | Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate |
| 2018-06-25 | Floor | Motion to reconsider laid on the table Agreed to without objection. | House floor actions |
| 2018-06-25 | Floor | On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5586-5587) | House floor actions |
| 2018-06-25 | Floor | DEBATE - The House proceeded with forty minutes of debate on H.R. 435. | House floor actions |
| 2018-06-25 | Floor | Considered under suspension of the rules. (consideration: CR H5586-5587) | House floor actions |
| 2018-06-25 | Floor | Mr. Hill moved to suspend the rules and pass the bill, as amended. | House floor actions |
| 2018-02-16 | Calendars | Placed on the Union Calendar, Calendar No. 429. | House floor actions |
| 2018-02-16 | Committee | Reported (Amended) by the Committee on Financial Services. H. Rept. 115-568. | House floor actions |
| 2017-12-13 | Committee | Ordered to be Reported (Amended) by the Yeas and Nays: 60 - 0. | House committee actions |
| 2017-12-13 | Committee | Committee Consideration and Mark-up Session Held. | House committee actions |
| 2017-12-12 | Committee | Committee Consideration and Mark-up Session Held. | House committee actions |
| 2017-01-11 | IntroReferral | Referred to the House Committee on Financial Services. | House floor actions |
| 2017-01-11 | IntroReferral | Introduced in House | Library of Congress |