HR-1153 : Still Just a Bill

Mortgage Choice Act of 2017

This bill amends the Truth in Lending Act to specify that neither escrow charges for insurance nor affiliated title charges shall be considered "points and fees" for purposes of determining whether a mortgage is a "high-cost mortgage."

Action Timeline

Action DateTypeTextSource
2018-02-12IntroReferralReceived in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Senate
2018-02-08FloorMotion to reconsider laid on the table Agreed to without objection.House floor actions
2018-02-08VoteOn passage Passed by the Yeas and Nays: 280 - 131 (Roll no. 64).House floor actions
2018-02-08FloorConsidered as unfinished business. (consideration: CR H981-982)House floor actions
2018-02-07FloorPOSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 1153, the Chair put the question on passage of the bill, and by voice vote announced that the ayes had prevailed. Mr. Hensarling demanded the yeas and nays, and the Chair postponed further proceedings on the question of passage until a time to be announced.House floor actions
2018-02-07FloorThe previous question was ordered pursuant to the rule.House floor actions
2018-02-07FloorDEBATE - The House proceeded with one hour of debate on H.R. 1153.House floor actions
2018-02-07FloorThe resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.House floor actions
2018-02-07FloorConsidered under the provisions of rule H. Res. 725. (consideration: CR H906-965; text: CR H907)House floor actions
2018-02-05FloorRules Committee Resolution H. Res. 725 Reported to House. The resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.House floor actions
2018-01-22CalendarsPlaced on the Union Calendar, Calendar No. 387.House floor actions
2018-01-22CommitteeReported by the Committee on Financial Services. H. Rept. 115-522.House floor actions
2017-11-14CommitteeOrdered to be Reported by the Yeas and Nays: 46 - 13.House committee actions
2017-11-14CommitteeCommittee Consideration and Mark-up Session Held.House committee actions
2017-02-16IntroReferralReferred to the House Committee on Financial Services.House floor actions
2017-02-16IntroReferralIntroduced in HouseLibrary of Congress