Helping Expand Lending Practices in Rural Communities Act
Directs the Consumer Financial Protection Bureau (CFPB) to establish an application process under which a person who lives or does business in a state may apply to have an area in the state identified as a rural area if it has not yet been so designated by the CFPB for purposes of federal consumer financial law.
Prescribes criteria for the CFPB to consider when evaluating the application.
Requires the CFPB to: (1) grant or deny the application within 90 days after the public comment period ends; and (3) publish the grant or denial in the Federal Register, including an explanation of the factors upon which the CFPB relied in making its determination.
Sunsets this Act two years after its enactment.
| Action Date | Type | Text | Source |
|---|---|---|---|
| 2015-04-14 | IntroReferral | Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. | Senate |
| 2015-04-13 | Floor | Motion to reconsider laid on the table Agreed to without objection. | House floor actions |
| 2015-04-13 | Vote | On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 401 - 1 (Roll no. 145). (text: CR H2122) | House floor actions |
| 2015-04-13 | Floor | Considered as unfinished business. (consideration: CR H2127) | House floor actions |
| 2015-04-13 | Floor | At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. | House floor actions |
| 2015-04-13 | Floor | DEBATE - The House proceeded with forty minutes of debate on H.R. 1259. | House floor actions |
| 2015-04-13 | Floor | Considered under suspension of the rules. (consideration: CR H2121-2123) | House floor actions |
| 2015-04-13 | Floor | Mr. Neugebauer moved to suspend the rules and pass the bill. | House floor actions |
| 2015-04-13 | Calendars | Placed on the Union Calendar, Calendar No. 41. | House floor actions |
| 2015-04-13 | Committee | Reported by the Committee on Financial Services. H. Rept. 114-60. | House floor actions |
| 2015-03-26 | Committee | Ordered to be Reported by the Yeas and Nays: 56 - 2. | House committee actions |
| 2015-03-26 | Committee | Committee Consideration and Mark-up Session Held. | House committee actions |
| 2015-03-25 | Committee | Committee Consideration and Mark-up Session Held. | House committee actions |
| 2015-03-04 | IntroReferral | Referred to the House Committee on Financial Services. | House floor actions |
| 2015-03-04 | IntroReferral | Introduced in House | Library of Congress |